In Virginia, foreclosures can be ‘the end of year uglies’ for homeowners

This is so sad. I know that on some level the homeowners are responsible if they bought a house they could not afford. But, the banks have some responsibility as well. If not the banks, then what about the mortgage brokers? Who ever worked that deal should be held accountable as well.

Then you have the homeowners that may have lost their jobs due to downsizing or companies going out of business. They may be working but they are not making as much money as they were. There has to be something that can be done to keep people in their homes.

The house will be gone soon. For Jenny and Robert Click, the loss of their Dale City home, scheduled to be sold at a foreclosure auction Jan. 6, has loomed over their holidays.

The sense of sorrow was so intense that Jenny Click considered ignoring Christmas and New Year’s, then changed her mind and put up a tree in her living room.

“Something got into me,” said the 47-year-old mother of two. “I said, ‘I might as well have my last Christmas and my last New Year’s here.’ ”

Following a long-established custom, Fannie Mae and other major lenders halt foreclosure evictions during the holidays. Some, including Bank of America, also halt foreclosure auctions, too. But the foreclosure process never really stops, especially in Virginia, which has one of the shortest foreclosure timelines in the nation.

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