New York, New York, big city of dreams... now will come true. $312 Million Lottery Winner

Mega Millions $312M Winner in Albany, New York

This morning, ABC New is reporting that, "At least one person in the country may choose to retire earlier than expected, hitting the Mega Millions lottery for $312 million on Friday."

Wow.  In this economy, it couldn't have come at a better time for this lucky family.  Reportedly, the winning numbers were 22-24-31-52-54, with Megaball number 4.   ABC News says, "This means that the winning jackpot ticket for Friday's drawing was sold at Coulson's News Center in Albany, N.Y. According to the Mega Millions website, the jackpot is the sixth-highest in the game's history. The largest jackpot was $390 million in March 2007.

The jackpot has increased every Tuesday and Friday since Feb. 1, when the previous winners, the Bolke family of Illinois and a group postal workers in Michigan, split a $93 million jackpot.

And despite the astronomically small chances of winning the growing jackpot, Mega Millions will still draw plenty of early retirement dreamers.

But given the long odds of winning tonight's $312 million Mega Millions jackpot, the lottery's website welcome page message to use your payout to "Save For Retirement" is a curious one -- and possibly a dangerous one, gambling experts say.

Those three words are etched above the image of a piggy bank against a clear blue sky on the Mega Millions website. It's one of a series of serving suggestions for your lottery "dreams" along with exotic trips and gifts. Click here to see the homepage image.

But, you'll have better luck getting struck by lightning. And, given your life span you might have better odds of getting struck by lightning more than 5,000 times before winning the big prize Friday.

Asked about the homepage message, a spokeswoman for the 12-state lottery was quick to defend its 176 million-to-1 odds retirement plan.

"Whether you're dreaming about retirement or buying a home, the idea is to place your dream in that photo," said Carolyn Hapeman, Mega Millions spokesperson for New York state. "Playing the Mega Millions is not the way someone should try to better their financial situation but it's a nice way to save for your retirement should you win. It's a very bad idea to think you're going to better your situation with a wager on any lottery game."

The penny-saving piggy bank retirement graphic as a part of the "Your Dream Here" advertisement for the lottery game is a cause for concern to gambling experts."

Full story on ABC News